Our Services: Values-Centered Planning

At Life Design Financial, we focus on more than just your money. We spend time getting to know you so we can integrate your beliefs, core values, relationships and experience into your financial plan. We will learn what your personal and professional goals are and work to align those goals with your financial plan, including risk tolerance and time line. Using a comprehensive approach, we will create a long-term financial strategy that is tailored to fit your life.

We develop a customized, values-centered financial plan for you through our unique four-step process:

Step 1:  Identifying Objectives and Strategies. Understand who you are and what you want.

Financial planning is not a “one size fits all” process. In our initial consultation, we’ll identify your core values, beliefs and goals. We’ll discuss these each time we meet to see what changes may have occurred, and we’ll adjust your financial strategies accordingly as you continue to pursue specific goals and objectives.

Step 2:  Understanding and exploring your options and making recommendations.

Your financial future is incredibly important to us, so we will take the time to thoroughly explain all of your options to help you feel more confident and secure that you are making your financial decisions. We are held to the fiduciary standard meaning we only make recommendations that are in your best interest. The final decisions about what to invest and where will be up to you, but we’ll be here to advise you along the way.

Step 3:  Determining your risk profile and implementing your personal financial plan.

Most people would agree that as we reach retirement, we should take fewer risks with our money. We’ll examine how much of your retirement savings is at risk and how much is necessary to fill potential income gaps through the use of guaranteed income sources. We will then create a customized financial plan specific to your needs and goals.

Step 4:  Periodically review your plan, your present financial situation and evaluate results.

Our work doesn’t end with the creation of a financial plan and management of your assets. We’ll provide ongoing support and advice, including periodic meetings to provide accountability and to help ensure that your long-term financial plan is on target. We will communicate with you regularly about the status of your financial plan and investments, and keep you updated on economic and product changes that may affect your plan. We’ll also provide informational materials to help keep you informed and be available to answer your financial questions whenever you need us.


Recent Blog Posts

For more information like this, visit our blog